Knowledge is power Knowing the common elements of a car lease contract is integral to not getting ripped off, but understanding that the nitty gritty details will vary from dealer to dealer is equally as important. Some will inevitably be clearer than others, but looking…

Why would the type of car I drive have anything to do with how much it costs to insure me? Good question! Insurance companies will often look at statistical data as to which types of cars get into the most accidents and will charge you…

What does that even mean? Since when you lease you only pay for what you use out of your car, you have the option at the end of your lease to pay the remainder of the car’s value and then keep it. What if I…

Huh? What do you mean? Welcome to the wonderful world of dealerships. This kind of stuff actually happens way more than it should – the dealer you worked with a couple weeks ago calls you up and tells you that you need to return your…

To repair or not to repair? There are obviously a bunch of things to take into account when deciding whether to replace a vehicle or simply repair it. Other than the sentimental value people inherently place on something that belongs to them, sometimes the actual…

So, if I pay for my entire lease upfront, will I be saving money in the long-run? A lot of people will opt for a single payment leasing contract where they pay the entire amount of the lease upfront upon signing the lease because a)…

So, can I? It depends on two things: when you want to cancel and, more importantly, why you want to cancel. Okay, let’s say I signed my lease but it’s not in my possession yet? You’re gold in this circumstance, legally that is. In practice,…

I need a car but I definitely don’t need any long-term commitments – what do I do? We’re glad you asked! While car dealerships usually only offer 24-42 month leases, there are a couple ways around it to get a low-commitment car for a short…

Someone told me that if I’m getting a low-payment long-term loan, it’s more worth it to finance a car than to lease a car When comparing leasing to buying over the same amount of time, a lease is significantly less than a loan because with…

But why would I need a co-signer? If your credit is less than satisfactory, leasing companies will often ask you to find a guarantor or co-signer to sign the lease in addition to yourself. This is basically because they feel that they can’t 100% trust…

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Be straight forward. Dealers are notorious for playing games if they think you’re not familiar with the leasing process, they will 100% try to shove some hidden fees in your offer. Right away you should let the dealer know that you know that you are an educated consumer,…